Private medical insurance can fund neurology consultations and investigations for new neurological symptoms that develop after a policy starts. Migraines, unexplained headaches, numbness, tinnitus, dizziness or suspected epilepsy can be assessed by a private neurologist within days of GP referral, rather than the typical 12-26 week NHS wait for a neurology appointment. Pre-existing neurological conditions are not generally covered, and many chronic neurological conditions may have limited ongoing cover once diagnosed — though new conditions arising after the policy begins typically are funded for initial investigation and treatment.
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Cover applies to new neurological symptoms arising after the policy start date.
PMI typically funds private neurology appointments once your GP refers you for new headaches, migraines, numbness, dizziness, tinnitus or other neurological symptoms. Faster access means consultant assessment within days rather than the 12-26 week NHS wait — a private neurology consultation alone typically costs around £220-£400 to pay for yourself, with follow-up appointments typically charged separately.
Cover commonly includes MRI brain scans, EEG, CT imaging and nerve conduction studies needed to investigate new neurological conditions. These tests help diagnose causes of headaches, suspected MS, epilepsy or peripheral nerve issues accurately, with the consultant setting the treatment pathway based on results. Paid privately, an MRI brain typically costs around £300-£800, an EEG £180-£600 and nerve conduction studies £350-£600 to pay for yourself.
Eligible treatment may include prescribed medications, specialist procedures and follow-up consultations linked to a covered episode of care. Many neurological conditions are chronic in nature, and ongoing cover for long-term monitoring or treatment of a diagnosed condition varies between insurers — a specialist broker compares cover limits, chronic condition definitions and treatment lists to match your circumstances across the panel of leading UK insurers.