Private hospital insurance is built around access to UK private hospital networks. Cover gives you choice of hospital, private rooms and faster admission for planned treatment. Plans typically offer a standard hospital list or an extended list, letting you pick the network that suits your location, preferred consultants and overall budget.
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Private medical cover focused on hospital choice and faster admission
Standard hospital lists cover a broad selection of regional private hospitals across the UK. They give you good choice for most planned procedures while keeping premiums competitive. This level usually suits people outside central London who want reliable private hospital access close to home.
Extended lists add central London private hospitals and specialist facilities to the standard network. This option suits those wanting access to a wider range of consultants, leading specialist centres and prestige hospitals, particularly for complex procedures or specific consultant preferences.
Plans typically include en-suite private rooms, choice of consultant and shorter waiting times for planned admission. Faster access to surgery and diagnostics helps you skip NHS queues for non-urgent procedures, with continuity of care from the same consultant throughout your treatment journey.