Private Health Insurance Cost

The cost of private health insurance depends on your age, the level of cover you choose, your excess, where you live and any optional extras. Get a tailored quote from a specialist broker who can compare leading health insurance companies and match a policy to your budget.

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Quick & Easy

No Obligation

Expert Brokers

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How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

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What Affects Your Premium

Several factors influence the price of a private health insurance policy.

Age And Health

Premiums generally rise with age and reflect your medical history. Insurers underwrite each application individually, so a tailored quote is the only way to see what you would pay.

Level Of Cover

Basic plans cover hospital treatment, while comprehensive plans add outpatient care, diagnostics, mental health and therapies. More inclusions mean a higher premium.

Excess And Extras

Choosing a higher voluntary excess lowers your premium. Optional extras such as dental, optical or worldwide cover increase it. A broker can balance both for you.