Specialist Consultations & Investigations
PMI typically funds private gynaecology appointments once your GP refers you, often within days of referral. This shortens the wait for assessment of new symptoms — heavy or irregular bleeding, pelvic pain, suspected fibroids or endometriosis, ovarian cysts and perimenopausal investigations — alongside NHS care rather than replacing it. A private gynaecology consultation alone costs £200-£400 out of pocket, with NHS gynaecology referrals now running 18-plus weeks for non-urgent cases. PMI funds the consultant pathway end-to-end for eligible new concerns.
Diagnostic Imaging & Tests
Cover commonly includes pelvic ultrasound, transvaginal scans, MRI pelvis and hysteroscopy to investigate new symptoms. These investigations help confirm or rule out fibroids, endometriosis, polyps and ovarian concerns quickly, with the consultant setting the treatment pathway based on findings. Paid privately, a pelvic ultrasound costs £300-£500, MRI pelvis £500-£800 and hysteroscopy £1,500-£2,500 — PMI funds the eligible diagnostic pathway as part of the same investigation, subject to policy limits.
Surgical Treatment & Procedures
Eligible treatment may include laparoscopy, fibroid removal, endometrial ablation, ovarian cyst removal or hysterectomy at approved private hospitals. A private laparoscopy can cost £4,000-£7,000 and a hysterectomy £8,000-£12,000 paid out of pocket — PMI funds the eligible surgical pathway for new diagnoses, subject to policy limits and hospital lists which vary between insurers. The specialist brokers compare cover for your circumstances across a panel of leading UK insurers.
