Specialist Cover Consultant Access

Private medical insurance with specialist cover funds out-patient appointments with consultants such as cardiologists, dermatologists, oncologists and orthopaedic surgeons. Faster appointment slots, a choice of consultant and follow-up reviews are typical features. A broker will compare policy tiers so out-patient limits suit how often you may need consultant input.

Quick & Easy

No Obligation

Expert Brokers

SSL Encrypted

Quick & Easy

No Obligation

Expert Brokers

Step 1 of 7 14%

I'd like quotes for:*

Just me

Me and my partner

My family

Company

How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Leading

UK Insurers

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

Get Your Free Quote

What Specialist Cover Typically Funds

Out-patient consultant access across the major medical specialties

Initial Consultations

Out-patient cover funds the first consultation with a private specialist following GP referral. Cardiology, dermatology, gynaecology, neurology and orthopaedics are commonly used examples. Eligibility depends on the condition being acute and not pre-existing at policy start, subject to insurer underwriting.

Choice Of Consultant

Most comprehensive policies let policyholders pick a recognised consultant from their insurer's approved list, often with appointments available within days. A broker can highlight insurers with broader consultant networks if continuity with a particular specialist or hospital matters to you.

Follow-Up Appointments

Specialist cover usually includes follow-up reviews linked to the original referral, supporting ongoing assessment and monitoring. Annual out-patient limits, excess levels and any restrictions on chronic conditions vary by insurer. Compare quotes to find a plan matching your expected specialist usage.