Self-Employed Health Insurance

Working for yourself means no employer sick pay if illness strikes. Private medical cover gives self-employed sole traders, freelancers and contractors faster access to consultations, diagnostics and treatment, helping you get back to work sooner. Compare individual policies from leading UK insurers and choose cover that fits your trade and budget.

Quick & Easy

No Obligation

Expert Brokers

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Quick & Easy

No Obligation

Expert Brokers

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I'd like quotes for:*

Just me

Me and my partner

My family

Company

How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Leading

UK Insurers

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

Get Your Free Quote

Cover Built Around Self-Employed Life

Tailor an individual policy to suit how you work, what you earn and the risks you face.

Faster Treatment

When you work for yourself, time off costs you directly. Private cover can give quicker access to specialist consultations, scans and surgery, helping reduce the days you spend away from clients, contracts and ongoing projects.

Personally Paid Premiums

Most sole traders and freelancers pay premiums from personal income rather than through a business. HMRC treatment varies by trading structure, so speak to a qualified accountant about how private medical insurance fits your wider tax position.

Flexible Modular Plans

Choose core in-patient cover and add out-patient consultations, diagnostics, mental health or therapies as needed. Adjusting excess levels and hospital lists lets you shape a policy around your trade, age and household budget.