Over 70s Cover Private Health Insurance

Fewer UK insurers underwrite at age 70 and above, but options remain. Compare plans from providers who continue accepting new customers later in life, with cover available up to age 90. Focus on hospital treatment, specialist consultations and prompt access at an age when waiting can affect quality of life.

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Quick & Easy

No Obligation

Expert Brokers

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How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

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Focused Cover For Over 70s

Hospital treatment and specialist care from insurers who underwrite at this age

Insurers Who Accept

A more limited panel of UK insurers continues to underwrite new policies for those aged 70 and over. A broker can identify which providers are accepting applications at your age and match you to suitable cover, subject to medical underwriting.

Hospital Treatment

At this stage, most plans concentrate on inpatient and day-patient hospital care. This includes surgery, overnight stays and consultant fees during treatment, helping you receive prompt private care for serious conditions when waiting times matter most.

Specialist Care

Private cover gives quicker access to consultants, diagnostic scans and second opinions. For conditions diagnosed after your policy starts, this can mean treatment begins promptly rather than waiting, helping you stay active and independent for longer.