Heart Cover Private Medical Insurance

Private health insurance can fund cardiac investigations and treatment for heart conditions that develop after a policy starts. Pre-existing heart disease, prior heart attacks and known cardiac conditions are not covered. Faster access to consultant cardiologists is a key benefit for newly arising symptoms.

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Quick & Easy

No Obligation

Expert Brokers

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How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

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What Heart Cover Typically Includes

Cover is for new cardiac conditions arising after the policy start date.

Cardiac Investigations

Cover commonly funds ECGs, echocardiograms, stress tests, CT coronary angiography and consultant cardiology appointments. Quicker private referrals can help when new chest pain, palpitations or breathlessness require investigation, with treatment pathways set by the consultant.

Surgery & Procedures

Eligible procedures may include angioplasty, stenting, valve repair or replacement and bypass surgery at approved private hospitals. Limits and hospital lists vary by insurer, so it is worth comparing networks and benefit caps before choosing a policy.

Aftercare Access

Many policies fund follow-up consultations, cardiac rehabilitation sessions and ongoing monitoring linked to a covered episode of treatment. Outpatient limits differ between insurers, and a broker can compare which plans offer stronger post-treatment support for new heart conditions.