Freelancer Health Insurance

Freelancers, IT contractors and creative gig workers rely on billable days. Private medical cover gives faster access to consultations, diagnostics and treatment, so a short illness does not stretch into weeks off client work. Compare individual policies from leading UK insurers and find a plan that flexes with variable income.

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Quick & Easy

No Obligation

Expert Brokers

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How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

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Cover Built For Freelance Work

Individual policies that move with you across clients, contracts and changing project workloads.

Faster Diagnosis, Less Time Off

When pay depends on hours billed, every day off a project costs money directly. Private cover can shorten waiting times for specialist appointments, scans and surgery, helping freelancers and contractors return to client work faster.

Portable Across Clients

Unlike employer schemes, an individual policy stays with the freelancer rather than ending when a contract finishes. The same plan continues across new clients, agency placements and quieter periods, providing consistent cover.

Premium Options For Variable Income

Freelance earnings rarely arrive in a steady salary, so flexible plans help. Adjusting the excess, narrowing hospital lists and choosing only essential modules can lower monthly costs while keeping core in-patient cover in place.