Health Insurance For Elderly Parents

Compare private health insurance for elderly parents from leading UK insurers in one place. Many adult children arrange cover for a parent so a new diagnosis is not stuck waiting in NHS queues. Most insurers underwrite up to age 90, with pre-existing conditions typically excluded but new conditions covered.

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Getting insurance quotes is simple. Here's how the process works.

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Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

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A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

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Cover Built Around An Elderly Parent

Tailored individual policies for an aged parent insured by a family member or paying themselves.

Cover Up To Age 90

Most leading UK insurers will underwrite new policies up to age 90, with cover continuing for life thereafter. This means an elderly parent in their seventies or eighties can usually still take out a fresh individual plan, subject to underwriting and acceptance.

New Conditions Covered

Pre-existing conditions are typically excluded, but conditions diagnosed after the policy starts can normally be covered. If a new issue arises after the start date, your parent gets prompt access to consultations, scans, surgery and treatment at private hospitals.

Faster Specialist Access

When health concerns emerge later in life, time matters. Private cover gives quicker access to specialist consultants, diagnostic tests and treatment at a hospital and consultant of choice. Save money by comparing leading insurers side by side.